The first offline-first expense tracker built on professional double-entry bookkeeping standards. Track Net Worth, not just spending.
Feature Grid
- True Net Worth Tracking
- Unlike typical budget apps, we track Assets, Liabilities, Receivables, and Debts. Know exactly how much you are worth at any moment.
- Professional Reports
- Automatically generate Balance Sheets, Income Statements (P&L), and Cash Flow Statements. Gain insights usually reserved for businesses.
- 100% Offline & Private
- Your financial data belongs to you. It is stored locally on your device. No cloud uploads, no server tracking, no account required.
- Data Freedom
- Export your data to CSV/Excel anytime. Backup your database with AES encryption. You are in full control.
Why Double-Entry?
"Tracking expenses tells you where money went. Double-entry bookkeeping tells you where you stand."
Personal Ledger simplifies complex accounting rules into an easy-to-use interface. When you borrow money, we record the cash inflow and the liability increase. When you lend money, we record the cash outflow and the receivable asset.